Hong Kong Take-Home Pay Calculator
Estimate your net salary after income tax and contributions in Hong Kong. All figures are estimates — see our methodology for assumptions.
Calculate your take-home pay
What's your salary?
Enter your gross annual salary and select a country.
Enter the amount in the selected country's local currency.
Your results will appear here
Take-home at a glance
Illustrative salary points in HKD — FY 2025/26 rates. The HK$800,000 row ties to the calculator above.
| Gross | Income tax (incl. any subnational) | Social / contributions | Net take-home | Effective rate |
|---|---|---|---|---|
| HK$300,000 | HK$9,420 | HK$15,000 | HK$275,580 | 8.1% |
| HK$500,000 | HK$41,500 | HK$18,000 | HK$440,500 | 11.9% |
| HK$800,000 | HK$92,500 | HK$18,000 | HK$689,500 | 13.8% |
| HK$1,500,000 | HK$211,500 | HK$18,000 | HK$1,270,500 | 15.3% |
| HK$2,500,000 | HK$372,300 | HK$18,000 | HK$2,109,700 | 15.6% |
How tax works in Hong Kong
FY 2025/26 rates. All figures are estimates; consult a tax professional for personalised advice.
Basic allowance
The first HK$132,000 of income is tax-free.
Income Tax Brackets
| Income Range | Rate |
|---|---|
| HK$0 – HK$50,000 | 2.0% |
| HK$50,000 – HK$100,000 | 6.0% |
| HK$100,000 – HK$150,000 | 10.0% |
| HK$150,000 – HK$200,000 | 14.0% |
| HK$200,000 – ∞ | 17.0% |
Social Contributions
Mandatory Provident Fund (MPF)
Tax deductible| HK$0 – HK$360,000 | 5.0% |
Capped at HK$18,000
Model Assumptions
- •Single employee; HK Salaries Tax FY 2024-25 rates.
- •Figures use the basic allowance of HK$132,000 and no other allowances (single taxpayer, no dependants); tax is the lower of progressive rates and the two-tiered standard rate.
- •Progressive rates (2%/6%/10%/14%/17%) applied on net chargeable income (NCI = gross − MPF − HK$132,000 basic allowance).
- •Two-tiered standard rate: 15% on the first HK$5,000,000 of net assessable income (NAI = gross − MPF); 16% above HK$5,000,000. Standard rate is binding for single filers above roughly HK$2,040,000 gross.
- •Mandatory Provident Fund (MPF): 5% of gross, capped at HK$18,000/year; fully deductible from the assessable income base.
- •Excludes optional deductions (self-education expenses, approved charitable donations, home loan interest, etc.).
Frequently asked questions
Answers based on FY 2025/26 rates at HK$800,000 gross.
How much income tax will I pay on HK$800,000 in Hong Kong?
On HK$800,000 gross, income tax is HK$92,500.
What is the take-home pay on HK$800,000 in Hong Kong?
On HK$800,000 gross in Hong Kong, the estimated net take-home pay is HK$689,500 after all income tax and social contributions (effective rate: 13.8%).
Does this include state or provincial tax?
No. Hong Kong has no state or provincial income tax — all income tax is national.
What is the top income-tax rate in Hong Kong?
The top income-tax rate in Hong Kong is 17.0%, applying to income above HK$200,000. All figures are estimates — consult a tax professional for personalised advice.