United Kingdom Take-Home Pay Calculator
Estimate your net salary after income tax and contributions in United Kingdom. All figures are estimates — see our methodology for assumptions.
Calculate your take-home pay
What's your salary?
Enter your gross annual salary and select a country.
Enter the amount in the selected country's local currency.
Your results will appear here
Take-home at a glance
Illustrative salary points in GBP — FY 2025/26 rates. The £100,000 row ties to the calculator above.
| Gross | Income tax (incl. any subnational) | Social / contributions | Net take-home | Effective rate |
|---|---|---|---|---|
| £50,000 | £7,486 | £2,994 | £39,520 | 21.0% |
| £75,000 | £17,432 | £3,511 | £54,057 | 27.9% |
| £100,000 | £27,432 | £4,011 | £68,557 | 31.4% |
| £150,000 | £54,332 | £5,011 | £90,658 | 39.6% |
| £200,000 | £76,832 | £6,011 | £117,158 | 41.4% |
How tax works in United Kingdom
FY 2025/26 rates. All figures are estimates; consult a tax professional for personalised advice.
Personal allowance
The first £12,570 of income is tax-free. This reduces above £100,000.
Income Tax Brackets
| Income Range | Rate |
|---|---|
| £0 – £37,700 | 20.0% |
| £37,700 – £112,570 | 40.0% |
| £112,570 – ∞ | 45.0% |
Social Contributions
Class 1 National Insurance (employee)
| £12,570 – £50,270 | 8.0% |
| £50,270 – ∞ | 2.0% |
Model Assumptions
- •Model uses England/Wales/Northern Ireland income tax rates (not Scottish rates).
- •Assumes standard employment income; dividend and savings income preferential rates not modeled.
- •Employee national insurance contributions (Class 1) are not deductible from taxable income; taxed on gross earnings.
- •Personal allowance is reduced by £1 for every £2 of income above £100,000; reaches zero at £125,140.
- •Model represents a resident employee with no claims to remittance basis or other specialist regimes.
- •Employer NICs excluded as they are employer-only charges.
- •Marriage allowance, tax credits, and other non-employment-related reliefs not modeled in this basic framework.
Frequently asked questions
Answers based on FY 2025/26 rates at £100,000 gross.
How much income tax will I pay on £100,000 in United Kingdom?
On £100,000 gross, income tax is £27,432.
What is the take-home pay on £100,000 in United Kingdom?
On £100,000 gross in United Kingdom, the estimated net take-home pay is £68,557 after all income tax and social contributions (effective rate: 31.4%).
Does this include state or provincial tax?
No. United Kingdom has no state or provincial income tax — all income tax is national.
What is the top income-tax rate in United Kingdom?
The top income-tax rate in United Kingdom is 45.0%, applying to income above £112,570. All figures are estimates — consult a tax professional for personalised advice.